Approving the right transactions is the name of the game.

- For Merchants -

You want to make as many sales as possible, but you don't want to get ripped off.  In a card-not-present environment, you need different protections than that of brick-and-mortar storefronts.  Fraud protection and risk management are the most important components of online billing.  

 

Epoch uses a variety of processes to minimize fraud while ensuring that your good transactions make it through to approval. 

We employ a multilayer approach to minimize fraud while maximizing transaction throughput. The first component of that system is per-transaction filtering. This is the front-end of our gateway, and it is comprised of a sophisticated network of tools we utilize before a transaction is authorized.  This process is dynamic and has been developed in-house and refined for over 17 years.  The second component of Epoch’s fraud reduction program is post-transaction analysis. This back-end work provides a feedback loop to our per-transaction filters to ensure we accept as many transactions as possible while minimizing fraud.

To learn more about us or to inquire about obtaining an account with us, please visit Epoch.com.